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  1. Xref: sparky alt.discrimination:5703 soc.culture.african.american:14428 misc.education:6164
  2. Newsgroups: alt.discrimination,soc.culture.african.american,misc.education
  3. Path: sparky!uunet!charon.amdahl.com!pacbell.com!ames!elroy.jpl.nasa.gov!usc!howland.reston.ans.net!bogus.sura.net!udel!gatech!concert!samba!usenet
  4. From: Terry.Parks@launchpad.unc.edu (Terry Parks)
  5. Subject: Re: Institutional racism in education
  6. Message-ID: <1993Jan27.022337.1496@samba.oit.unc.edu>
  7. Sender: usenet@samba.oit.unc.edu
  8. Nntp-Posting-Host: lambada.oit.unc.edu
  9. Organization: UNC Office of Information Technology
  10. References: <ISBELL.93Jan22112627@panther.ai.mit.edu> <1993Jan26.013053.1166@samba.oit.unc.edu> <1993Jan26.203205.28268@athena.mit.edu>
  11. Distribution: usa
  12. Date: Wed, 27 Jan 1993 02:23:37 GMT
  13. Lines: 25
  14.  
  15. >|>     "Blacks and Hispanics do, for example, tend to have weaker
  16. >|>     credit ratings and greater debts than white applicants. That
  17. >|>     in turn, contributes to the higher minority
  18. >|>     mortgage rejection rates, the study's authors said."
  19.  
  20. >That is correct. The article goes on to say that this is why the new study was
  21. >necessary. Old studies compared people with different credit records, but the new
  22. >study only compared people with similar records.
  23.  
  24. People with perfect credit records were compared with people with perfect
  25. credit records and people with other than perfect credit records were
  26. compared with people with other than perfect credit records. And people
  27. with one late payment, having less than perfect credit records were
  28. compared with supposedly equal people with twenty late payments, having less
  29. than perfect credit records.
  30.  
  31. >|> >|Now, if the government wanted to find
  32. >|> >|actual racial bias, they could simply pick up the phone and call, say,
  33. >|> >|the Society of Black Engineers.
  34.  
  35. --
  36.    The opinions expressed are not necessarily those of the University of
  37.      North Carolina at Chapel Hill, the Campus Office for Information
  38.         Technology, or the Experimental Bulletin Board Service.
  39.            internet:  laUNChpad.unc.edu or 152.2.22.80
  40.