The Hacker's Encyclopedia 1998

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******************************************************************************* * // HACKING CBI ACCOUNTS // * * * * BY * * * * THE GHOST * * * * OF THE * * * * PANTHER MODERNZ * * * * NOV. 26, 1990 * * * ******************************************************************************* 1: INTRODUCTION THE PURPOSE OF THIS PHILE IS TO MAKE THE CBI CREDIT REFERRAL SERVICE ACCESSIBLE TO THE NOVICE USER, AND TO PHACILITATE ACCOUNT HACKING FOR THE MORE EXPERIENCED HACKER. I WILL ATTEMPT TO EXPLAIN THE BASICS OF CBI, SIMPLE COMMANDS, AND THE TWO METHODS PHOR ACHIEVING NEW ACCOUNTS. SYSOPS AND PHELLOW HACKERS ARE MOST WELCOME TO COPY AND DISTRIBUTE THIS PHILE. 2: WHAT THE HELL is CBI? CBI IS A CREDIT REFERRAL SERVICE, SIMILAR TO TRW (THOUGH RATHER INFERIOR). BASICALLY, WITH THE ADVENT OF LARGE-SCALE CREDIT USE FOR HIGH-END PURCHASES, A NEED AROSE FOR A SERVICE WHICH VARIOUS BUSINESSES, BANKS, LENDING AGENTS ETC. COULD QUICKLY AND EASILY GET A COMPLETE CREDIT HISTORY ON A POTENTIAL CUSTOMER. THUS, THESE ESTABLISHMENTS CAN HAVE AT THEIR BECK AND CALL YOUR ENTIRE CREDIT HISTORY: ALL YOUR CREDIT CARDS, THEIR LIMITS, ANY MORTGAGES YOU HAVE AND THEIR CURRENT STATUS, AS WELL AS VARIOUS OTHER TIDBITS SUCH AS LOANS, CAR REPOSSESSION DEFAULTED EXTENSIONS OF CREDIT, AND THE LIKE. SOME PEOPLES CREDIT FILES ARE QUITE EXTENSIVE, WHILE OTHERS ARE SURPRISINGLY INCOMPLETE. THIS, I SUPPOSE, REFLECTS THE AMMOUNT OF CREDIT USAGE THE INDIVIDUAL IN QUESTION HAS EMPLOYED. TO MAKE THESE CREDIT REFERRAL SERVICES QUICKLY AND EASILY ACCESSIBLE, THESE COMPANIES HAVE BEEN KIND ENOUGH TO PLACE ALL THEIR RECORDS IN AN ONLINE DATABASE WHICH CAN BE CALLED AND REFERENCED BY A LEGITIMATE ACCOUNT-HOLDER VIA MODEM. FORUTUNATELY FOR US, THE HACKER COMMUNITY, THIS WONDERFUL DATABASE CAN ALSO BE CALLED AND ACCESSED ILLEGALLY. THIS IS WHERE THE PHUN BEGINS. 3: OKAY, HOW DO I GET ON? TO MAKE THE LIVES OF THE VARIOUS LEGAL USERS OF THEIR SYSTEM EASIER, CBI HAS ESTABLISHED NUMEROUS ACCESS POINTS TO THEIR DATABASE. UNFORTUNATELY, AT THE TIMEOF THE WRITING OF THIS PHILE, I ONLY HAVE TWO WORKING DIALUP FOR CBI. THEY ARE: 1-713-591-8100 HOUSTON, TEXAS 1-804-466-1619 NORFOLK, VIRGINIA ALSO, THE VOICELINE FOR CBI'S 'EQUIFAX CREDIT INFORMATION SERVICES' IS 1-201-842-7500. CALL IT AND SOCIAL ENGINEER YOURSELF A DIALUP OR SIX. ONCE YOU'RE READY TO CALL, CALL A CBI DIALUP DIRECTLY, OR JUST THROUGH A CODE. IF YOU'RE TRYING TO HACK OUT AN ACCOUNT. RATHER, USE AN OUTDIAL, OR BETTER YET, USE SEVERAL OUTDIALS. MAKE IT HARD FOR THEM TO TRACK YOU DOWN. TO ACCESS IT REGULARLY, USE A DIVERTER. I USUALLY USE A SINGLE OUTDIAL, WHICH SEEMS TO BE SAFE ENOUGH FOR SIMPLY ACCESSING THE SYSTEM. AS I SAID, FOR HACKING, A MORE 'LAYERED' APPROACH IS ADVISABLE. OKAY, SO NOW YOU'VE DIALED THE NUMBER FROM YOUR CHEESY OUTDIAL. THE SYSTEM CONNECTS. BUT, NOTHING APPEARS ON YOUR SCREEN. CBI DOES NOT RECOGNIZE THE STANDARD 'CARRIAGE RETURN' GENERATED BY YOUR 'RETURN' KEY. RATHER, CBI ACCEPTS [CNTRL-S] (^S) AS A RETURN. SO, TO AWAKEN THE SYSTEM, HIT CNTRL-S (YOU MAY NEED TO FOLLOW THIS WITH A RETURN SOMETIMES). WAIT A FEW SECONDS AND YOU'LL SEE: (5A)PLEASE LOGIN: THE SYSTEM HAS NO ECHO, SO YOU MAY WANT TO CALL WITH HALF DUPLEX FOR SOME VISUALRE-ASSURANCE. YOU NOW ENTER YOUR ACCOUNT. ACCOUNTS APPEAR IN TWO FORMATS: 613BB2114-C2 OR 613BB2114-C2,AZ,P. THE SYSTEM WILL ACCEPT EITHER ONE (IE, THE 'AZ,P.' IS NOT NECESSARY). AFTER YOU FINISH TYPING IN THE ACCOUNT, HIT [CNTRL-S] AGAIN. THERE WILL BE A FEW SECONDS BRIEF WAIT, AND IF THE ACCOUNT YOU ENTERED IS VALID, THE SYSTEM WILL SAY: BLAMMO. YOU'RE IN. 4: HOW TO PULL FILES ONCE YOU'RE IN, THERE ARE 2 BASIC COMMANDS THAT YOU NEED TO KNOW TO PULL PEOPLES FILES. THERE ARE VARIOUS OTHER COMMANDS FOR MORE POWERFUL ACCOUNTS, BUT AS A LOW END USER, YOU NEED NOT WORRY ABOUT THESE, AND IF YOU AREA A MORE EXPERIENCED USER, THEN YOU DON'T NEED IT TO TELL THEM TO YOU! THE FILES IN THE CBI DATABASE ARE REFERENCED BY EITHER NAME AND ADDRESS OR SOCIAL SECURITY NUMBER. IF YOU KNOW EITHER OF THESE FOR YOUR PROSPECTIVE TARGET,YOU'RE IN BUSINESS. FIRST, THE EASY ONE: TO PULL A PERSONS CREDIT FILE WITH THEIR SS NUMBER, ENTER THIS COMMAND: ID-SSS-###-##-####.[CNTRL-S] THERE #'S ARE THE DIGITS OF THE SS #. DO NOT FORGET THE PERIOD AT THE END OF THE COMMAND, IT IS NECESSARY. ALSO, REMEMBER TO ENTER THE COMMAND WITH CONTROL-S, HIT RETURN. NEXT, THE MORE USEFUL METHOD OF PULLING A FILE. ENTER THE FOLLOWING: NM-FIRST,LAST.CA-HOUSE #,STREETNAME,STREETTYPE,TOWN,STATE,ZIPCODE.[CNTRL-S] AS FOR THE NAME, YOU MUST HAVE THE FULL LAST NAME, BUT YOU ONLY NEED TO ENTER THE FIRST INITIAL OR A PARTIAL NAME. FOR THE ADDRESS, SPELLING THE STREETNAME AND TOWN CORRECTLY ARE IMPORTANT. ALSO, THE ZIPCODE IS NOT IMPORTANT. YOU CAN JUST PUT THE PERIOD AFTER THE STATE AND HIT ^S. STREETTYPE REFERS TO BLVD, ST, RD, LN, CT...ETC, YOU GET THE IDEA...YOU CAN EITHER SPELL IT OUT OR USE THE COMMON ABBREVIATION. FOR TOWNS OR STREETS WITH 2 WORDS, IE 'SEASIDE HEIGHTS' ENTER IT EXACTLY AS IS, FOR EXAMPLE: NM-LAMER,JOE.CA-666,WANKER,LN,SEASIDE HEIGHTS,NJ.^S 5: WHAT'S THIS WEIRD NUMBER SHIT? WHEN YOU SUCCESSFULLY PULL A FILE, YOU'LL SEE SOMETHING LIKE THIS: SO WHAT THE HELL DOES THIS SHIT MEAN? WELL, OBVIOUSLY, IT BEGINS WITH THE PERSON'S NAME. NEXT IS THE PERSON'S PLACES OF RESIDENCE, BOTH PRESENT AND PAST. THE NEXT LINE CONTAINS THE PERSON'S BIRTHDATE AND SOCIAL SECURITY NUMBER, AND SOMETIMES THEIR AGE AS WELL. THE FOLLOWING '01 ' TYPE LINES CONCERN THE PERSON'S EMPLOYERS, AGAIN BOTH PRESENT AND PAST, WITH ADDRESSES FOR THEM. OKAY, THIS IS A LITTLE MORE COMPLEX. THE M INDICATES THE PERIOD DURING WHICH THIS PERSON HAS HAD CREDIT OF ANY KIND. 7: SAFE USE/ABUSE OF CBI OKAY, SO YOU HAVE AN ACCOUNT AND YOU KNOW HOW TO USE IT, RIGHT? SO, WHAT NEXT? WELL, FIRSTLY, YOU'D BETTER COVER YOUR ASS. AS I SAID EARLIER, BE SURE TO CALL CBI THROUGH SOME SORT OF NUMBER-DIVERTING SYSTEM. TO PRESERVE THE LIFE OF YOUR ACCOUNT AND PROTECT YOUR ASS, YOU SHOULD ALSO TAKE THE FOLLOWING PRECAUTIONS. FIRST, TRY TO CALL CBI DIALUPS ONLY DURING NORMAL BUSINESS HOURS IF AT ALL POSSIBLE. TRY NOT TO CALL AFTER 12:00 MIDNIGHT, AS THIS IS EXTREMELY SUSPICIOUS. SECONDLY, NEVER PULL FILES SEQUENTIALLY FROM YOUR PHONE BOOK (MORE ON THIS LATER). SKIP AROUND AS FAR AS LAST NAMES GO. THIRDLY, DON'T BE GREEDY... DON'T PULL 100 FILES PER CALL...STICK TO 10-20, NO MORE THAT 30. LASTLY, DON'T BOTHER PULLING THE FILE OF THE PRESIDENT. WE ALREADY TRIED PULLING OLE' GEORGE'S FILE, BUT ALL WE GOT WAS HIS SOCIAL SECURITY # AND A MESSAGE STATING THAT THAT FILE WAS 'NOT AVAILABLE'. 8: WHO DO I PULL? IT'S ESSENTIAL THAT YOU NEVER WASTE TIME ON CBI, AS ACCOUNTS ARE VALUABLE AND NOT TO BE TRIFLED AWAY. NO, DON'T SPEND ALL YOUR TIME PULLING YOUR FRIENDS FILES OR YOUR NEIGHBOR'S. GO FOR THE DOCTORS. GET OUT YOUR LOCAL PHONE BOOK AND RUN THROUGH IT LOOKING FOR NAMES WITH 'ATTORNEY', 'DR.', 'ESQ' AND SUCH AFTER THEM. THEN PULL THIER FILES. ALSO, ITS NOT A GOOD IDEA TO ONLY PULL FILES FROM YOUR LOCAL AREA... SO... RUN DOWN TO YOUR LOCAL LIBRARY. ALL LIBRARIES HAVE PHONE DIRECTORIES FOR MAJOR CITIES NATIONWIDE. (DON'T BOTHER WITH THE MANHATTAN GUIDE,AS NONE OF THOSE ADDRESSES ARE RESIDENTIAL ONES, ALL OFFICES AND SUCH). AGAIN, TRY TO PULL THE FILES OF AFFLUENT FOLKS. WHEN YOU TAKE AN ADDRESS FROM A PHONE BOOK, ALWAYS TRY TO MAKE SURE IT ISN'T AN OFFICE ADDRESS. MANY DIRECTORIES WILL LIST BOTH OFFICE AND 'RES' IE RESIDENTIAL NUMBERS AND ADDRESSES. YOU MUST HAVE THE PERSON'S HOME ADDRESS TO PULL HIS/HER FILE. THERE ARE VARIOUS OTHER WAYS TO GET PEOPLES NAMES AND ADDRESSES, SO BE CREATIVE AND HAVE FUN. 9: GETTING AN ACCOUNT THIS IS THE REAL HARD PART. MOST PEOPLE SIMPLY TRADE AWAY THEIR HARD-EARNED INFO FOR A CBI ACCOUNT. FRANKLY, THE FACT THAT FEW PEOPLE KNOW HOW TO GET NEW ONES IS THE REASON WHY THERE ARE SO FEW IN CIRCULATION. SO, ITS TIME FOR ALL YOU HACKS TO START GETTING THEM BUT HOW, YOU MAY ASK? THERE ARE TWO WAYS. THE MOST COMMONLY USED WAY IS TO SOCIAL-ENGINEER THEM. FLIP THRU YOUR LOCAL PHONE BOOK AND FIND A SMALL CAR DEALERSHIP. CALL THEM UP. PRETEND YOU ARE A CBI OR EQUIFAX EMPLOYEE. AGAIN, BE CREATIVE. IF YOU SOUND LIKE A 14YR OLD, OR IF YOU CAN'T LIE TO SAVE YOUR ASS, DON'T TRY THIS. YOU'LL ONLY PHUCK THINGS UP FOR THE REST OF US. DESIGN YOUR OWN SCAMS. BE CONVINCING. LEAVE THEM A NUMBER TO CALL YOU BACK AT...A LOOP, OR BETTER YET, FIND A NUMBER THATS ALWAYS BUSY OR, IF YOU HAVE ONE, SET UP A VMB TO ISSUE A GREETING AS THE OFFICE OF THE PERSON WHO YOU ARE IMPERSONATING. IN SHORT, BE DEVIOUS. AFTER ALL, YOU'RE A HACKER! METHOD TWO IS A BIT MORE TOUGH. ALL CBI ACCOUNTS THAT I'VE EVER RUN INTO SO FAR TAKE ON A SIMPLE FORMAT, PRESENTED ABOVE. NOW, YOU'LL NOTICE THAT THE BEGINNING OF AN ACCOUNT (613BB2114). THE REASON FOR THIS IS THAT THEY ARE ACCOUNTS. YES, THATS RIGHT, CBI IS NICE ENOUGH TO GIVE YOU AN EXTENSIVE LISTING OF PARTIAL ACCOUNTS FOR ALL OF ITS SUBSCRIBERS. ALL ACCOUNTS TAKE ON THIS FORMAT: [3 NUMBERS][2 LETTERS[2-5 NUMBERS][A DASH][2 NUMBERS, NUMBER & LETTER OR 2 LETTERS] QUAINT, YES? NOW, SINCE THE COMPANY CODES PROVIDE PARTS ONE THRU THREE, ALL YOU NEED TO FIGURE OUT IS THE 2-CHARACTER CODE AFTER THE DASH. IN ALL CASES I'VE SEEN SO FAR, THIS HAS BEEN A LETTER FOLLOWED BY A NUMBER, BUT I AM NOT CERTAIN THAT THIS IS ALWAYS THE CASE. 10: COMPANY CODES 426DC33 465IG14 444BB7072 906ON259 906ON267 906BB5130 458ON2792 906BB206 444FP289 882AN137 444FS1399 843BB342 404BB539 404DC21 496ON747 496BB82 404CG94 426DC1577 401BB4880 872BB213 444FS1381 728BB10420 905BB587 496ON598 426BB756 426BB3859 444BB3469 444BB3626 444BB5605 444FP2137 906FA26 906BB115 906BB40 906FM6418 447FS844 906BB289 496ON291 901BB5101 906FM6335 496ON218 458ON3022 402RE30375 426CG544 872BB31 872BB205 444BB143 444BB6173 444FM11838 458ON3014 155ON44 905ON1497 444ZB361 496ON648 444BB5654 496BB587 906CG2913 444BB5704 416FM2092 444BB465 444BB5282 444BB5308 444BB5290 404FF262 906FF278 906FF260 404FF1039 404FF825 906FF252 426DC561 181FS320 444FA483 906FA34 163DC2280 444BB2719 163BB17526 404HZ141 444AN1082 444ZB00577 906DC185 444DC10639 906DC193 444JA591 906DC151 444DC49 405BB280 801ON119 801BB2942 496BB74 496FM271 426BB238 426BB541 426BB1895 426BB2406 444BB804 444BB3253 444BB9466 906OC99 404BB3483 444BB1315 444FM12285 805BB2492 906DC656 444FA848 444BB6173 444BB1869 444YC1311 444BB6363 444BB6496 444BB564 444BB3436 444BB952 891BB186 496ON44 444AN2452 444CS315 906DC29 444DC510 905DC3081 180BB19097 444CG377 496FZ45 404TZ19 444AN4177 906DM10 403DC1426 496DC319 496DC20 444KI54 606OC10587 414BB917 906FA67 444FA814 444BB5035 444BB9466 444BB978 444BB2248 444BB1182 444BB4491 444ON366 444ON200 444ON358 444ON341 404HF375 444AN4491 496FS380 404BB182 155ON85 163BB19418 444ZB668 801ON1182 444BB2958 444BB1331 465ZB134 11: THE END WELL, THATS ALL FOR NOW. WITH THIS INFO, YOU NEOPHYTES SHOULD BE QUITE CAPABLE OF USING THOSE CBI ACCOUNTS YOU'VE BEEN GLEEFULLY TRADING FOR SO LONG. AND, WITH LUCK, A FEW MORE OF YOU WILL START HACKING OUT ACCOUNTS. IF ANY ONE HAS OTHER CBI DIALUPS, OR JUST OTHER COMPANY CODES FOR A POSSIBLE `REVENGE', PLEASE SEND THEM TO ME. I CAN BE CONTACTED VIA FEEDBACK AT: (908)269-7042 OR AT: (908)303-0927, USER #4. ALSO, YOU CAN MAIL ME ON QSD CHAT AT TYMNET NUA 208057040540. MY BOX IS 'GHOST [PM]'. FEEL FREE TO CONTACT ME IF YOU HAVE ANY QUESTIONS ABOUT THE INFO PRESENTED IN THIS PHILE, OR IF YOU'RE INTERESTED IN BECOMING A PANTHER MODERN. FINALLY, A FEW BRIEF GREETS AND THANKS TO: NEUROMANCER, MIDNITE RAIDER, CYBERMAGE, RATFINK, DIGITAL-DEMON, AND PARTICULARLY TO SIR HAIRY LEGG, WHO GOT ME ON TO CBI IN THE FIRST PLACE. OH, ONE OTHER THING. THE INFORMATION PRESENTED IN THIS PHILE IS FOR INFORMATIONAL PURPOSES ONLY, TO SHED A GLIMMER OF LIGHT ON THE INNER WORKINGS OF THE ARCANE ELECTRONIC WORLD. IN NO WAY DOES THIS FILE CONDONE OR ENCOURAGE CREDIT FRAUD, ILLEGAL SYSTEM ACCESS, OR ANY OTHER CRIMES. EQUALLY, THE AUTHOR DISCLAIMS ANY MISUSE OF THE INFORMATION PRESENTED ABOVE, OR ANY CRIMES COMMITTED THEREBY. BUT THAT NEVER STOPPED YA BEFORE, NOW DID IT? MUAHAHAHAHAH! ******************************************************************************* * THIS PHILE BROUGHT TO YOU BY * * * * THE PANTHER MODERNZ * * * * THE GHOST * * * * NOV. 26, 1990 * *******************************************************************************