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|00000000| 00 20 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |. ------|--------|
|00000010| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|00000020| 2d 2d 2d 2d 2d 2d 2d 0d | 2a 2a 2a 20 c3 c1 cc c3 |-------.|*** ....|
|00000030| d5 cc c1 d4 c9 ce c7 20 | d9 cf d5 d2 20 d3 d0 d2 |....... |.... ...|
|00000040| c5 c1 c4 d3 c8 c5 c5 d4 | 20 2a 2a 2a 0d 2d 2d 2d |........| ***.---|
|00000050| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|00000060| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|00000070| 2d 0d c9 4e 20 4f 52 44 | 45 52 20 54 4f 20 46 49 |-..N ORD|ER TO FI|
|00000080| 47 55 52 45 20 54 48 45 | 20 54 4f 54 41 4c 53 20 |GURE THE| TOTALS |
|00000090| 49 4e 20 59 4f 55 52 0d | d0 cf d7 c5 d2 20 c2 d5 |IN YOUR.|..... ..|
|000000a0| c4 c7 c5 d4 20 53 52 45 | 41 44 53 48 45 45 54 2c |.... SRE|ADSHEET,|
|000000b0| 20 59 4f 55 20 4d 55 53 | 54 0d 53 45 4c 45 43 54 | YOU MUS|T.SELECT|
|000000c0| 20 54 48 45 20 3e c3 c1 | cc c3 3c 20 4f 50 54 49 | THE >..|..< OPTI|
|000000d0| 4f 4e 2e 20 d7 48 45 4e | 20 59 4f 55 0d 44 4f 20 |ON. .HEN| YOU.DO |
|000000e0| 54 48 49 53 2c 20 59 4f | 55 52 20 45 4e 54 49 52 |THIS, YO|UR ENTIR|
|000000f0| 45 20 53 50 52 45 41 44 | 53 48 45 45 54 20 57 49 |E SPREAD|SHEET WI|
|00000100| 4c 4c 0d 42 45 20 43 41 | 4c 43 55 4c 41 54 45 44 |LL.BE CA|LCULATED|
|00000110| 2e 20 20 d4 48 49 53 20 | 54 41 4b 45 53 20 41 52 |.  .HIS |TAKES AR|
|00000120| 4f 55 4e 44 0d 46 49 46 | 54 45 45 4e 20 53 45 43 |OUND.FIF|TEEN SEC|
|00000130| 4f 4e 44 53 20 4d 41 58 | 49 4d 55 4d 2e 0d 0d d9 |ONDS MAX|IMUM....|
|00000140| 4f 55 20 43 41 4e 20 42 | 52 4f 57 53 45 20 54 48 |OU CAN B|ROWSE TH|
|00000150| 52 4f 55 47 48 20 54 48 | 45 20 53 50 52 45 41 44 |ROUGH TH|E SPREAD|
|00000160| 53 48 45 45 54 0d 41 4e | 44 20 53 45 45 20 54 48 |SHEET.AN|D SEE TH|
|00000170| 45 20 52 45 53 55 4c 54 | 53 20 4f 46 20 3e c3 c1 |E RESULT|S OF >..|
|00000180| cc c3 3c 20 42 59 0d 55 | 53 49 4e 47 20 54 48 45 |..< BY.U|SING THE|
|00000190| 20 c5 ce d4 c5 d2 20 4f | 50 54 49 4f 4e 2e 1f 0d | ..... O|PTION...|
|000001a0| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|000001b0| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|000001c0| 2d 2d 2d 2d 2d 0d 20 20 | 20 20 20 20 20 d4 c8 c5 |-----.  |     ...|
|000001d0| 20 d2 c5 d3 d5 cc d4 d3 | 20 cf c6 20 3e c3 c1 cc | .......| .. >...|
|000001e0| c3 3c 0d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |.<.-----|--------|
|000001f0| 2d 2d 2d 2d 2d 2d 2d 2d | 2d 2d 2d 2d 2d 2d 2d 2d |--------|--------|
|00000200| 2d 2d 2d 2d 2d 2d 2d 2d | 0d d4 48 45 20 59 45 41 |--------|..HE YEA|
|00000210| 52 20 45 4e 44 20 54 4f | 54 41 4c 53 20 28 53 54 |R END TO|TALS (ST|
|00000220| 4f 52 45 44 20 49 4e 20 | 54 48 45 0d 4d 4f 4e 54 |ORED IN |THE.MONT|
|00000230| 48 20 42 45 46 4f 52 45 | 20 ca 41 4e 55 41 52 59 |H BEFORE| .ANUARY|
|00000240| 29 20 41 52 45 20 54 48 | 45 20 53 55 4d 20 4f 46 |) ARE TH|E SUM OF|
|00000250| 0d 57 48 41 54 20 57 41 | 53 20 45 4e 54 45 52 45 |.WHAT WA|S ENTERE|
|00000260| 44 20 46 4f 52 20 54 48 | 45 20 52 45 53 54 20 4f |D FOR TH|E REST O|
|00000270| 46 20 54 48 45 0d 59 45 | 41 52 2e 20 20 c9 54 20 |F THE.YE|AR.  .T |
|00000280| 49 53 20 ca 41 4e 55 41 | 52 59 20 41 44 44 45 44 |IS .ANUA|RY ADDED|
|00000290| 20 54 4f 0d c6 45 42 52 | 55 41 52 59 20 41 44 44 | TO..EBR|UARY ADD|
|000002a0| 45 44 20 54 4f 20 cd 41 | 52 43 48 20 41 4e 44 20 |ED TO .A|RCH AND |
|000002b0| 53 4f 20 4f 4e 2e 0d c1 | 4c 4c 20 49 4e 43 4f 4d |SO ON...|LL INCOM|
|000002c0| 45 20 53 4f 55 52 43 45 | 53 20 49 4e 20 d9 c5 c1 |E SOURCE|S IN ...|
|000002d0| d2 20 c5 ce c4 20 41 52 | 45 0d 59 45 41 52 4c 59 |. ... AR|E.YEARLY|
|000002e0| 20 54 4f 54 41 4c 53 20 | 41 4c 53 4f 2e 0d 0d c1 | TOTALS |ALSO....|
|000002f0| 54 20 54 48 45 20 54 4f | 50 20 4f 46 20 45 56 45 |T THE TO|P OF EVE|
|00000300| 52 59 20 4d 4f 4e 54 48 | 20 49 53 20 54 48 45 0d |RY MONTH| IS THE.|
|00000310| d4 cf d4 c1 cc 20 c5 d8 | d0 c5 ce d3 c5 d3 20 43 |..... ..|...... C|
|00000320| 41 54 45 47 4f 52 59 2e | 20 20 d4 48 49 53 20 49 |ATEGORY.|  .HIS I|
|00000330| 53 20 41 0d 22 46 49 47 | 55 52 45 44 22 20 43 41 |S A."FIG|URED" CA|
|00000340| 54 45 47 4f 52 59 20 41 | 4c 53 4f 2e 20 20 c9 54 |TEGORY A|LSO.  .T|
|00000350| 20 43 4f 4e 54 41 49 4e | 53 0d 54 48 45 20 54 4f | CONTAIN|S.THE TO|
|00000360| 54 41 4c 20 4f 46 20 57 | 48 41 54 20 59 4f 55 20 |TAL OF W|HAT YOU |
|00000370| 48 41 56 45 20 53 50 45 | 4e 54 20 54 48 41 54 0d |HAVE SPE|NT THAT.|
|00000380| 4d 4f 4e 54 48 2e 20 20 | c9 4e 20 54 48 45 20 d9 |MONTH.  |.N THE .|
|00000390| c5 c1 d2 20 c5 ce c4 20 | 53 4c 4f 54 2c 20 d4 cf |... ... |SLOT, ..|
|000003a0| d4 c1 cc 0d c5 d8 d0 c5 | ce d3 c5 d3 20 49 53 20 |........|.... IS |
|000003b0| 48 4f 57 20 4d 55 43 48 | 20 59 4f 55 27 56 45 20 |HOW MUCH| YOU'VE |
|000003c0| 53 50 45 4e 54 20 49 4e | 0d 54 48 45 20 45 4e 54 |SPENT IN|.THE ENT|
|000003d0| 49 52 45 20 59 45 41 52 | 2e 1f 0d c1 54 20 54 48 |IRE YEAR|....T TH|
|000003e0| 45 20 42 4f 54 54 4f 4d | 20 4f 46 20 45 41 43 48 |E BOTTOM| OF EACH|
|000003f0| 20 4d 4f 4e 54 48 20 49 | 53 20 d4 48 45 0d c1 c6 | MONTH I|S .HE...|
|00000400| d4 c5 d2 20 c5 d8 d0 c5 | ce d3 c5 d3 20 43 41 54 |... ....|.... CAT|
|00000410| 45 47 4f 52 59 2e 20 20 | c9 54 20 53 48 4f 57 53 |EGORY.  |.T SHOWS|
|00000420| 0d 48 4f 57 20 4d 55 43 | 48 20 4d 4f 4e 45 59 20 |.HOW MUC|H MONEY |
|00000430| 59 4f 55 20 48 41 56 45 | 20 4c 45 46 54 20 28 49 |YOU HAVE| LEFT (I|
|00000440| 46 20 41 4e 59 29 2e 0d | c9 4e 20 54 48 45 20 59 |F ANY)..|.N THE Y|
|00000450| 45 41 52 20 45 4e 44 20 | 43 41 54 45 47 4f 52 59 |EAR END |CATEGORY|
|00000460| 2c 20 49 54 20 53 48 4f | 57 53 0d 59 4f 55 52 20 |, IT SHO|WS.YOUR |
|00000470| 53 55 52 50 4c 55 53 20 | 46 4f 52 20 54 48 45 20 |SURPLUS |FOR THE |
|00000480| 59 45 41 52 20 28 49 46 | 20 41 4e 59 29 2e 0d c1 |YEAR (IF| ANY)...|
|00000490| c6 d4 c5 d2 20 c5 d8 d0 | c5 ce d3 c5 d3 20 4d 41 |.... ...|..... MA|
|000004a0| 59 20 42 45 20 41 20 4e | 45 47 41 54 49 56 45 0d |Y BE A N|EGATIVE.|
|000004b0| 4e 55 4d 42 45 52 20 44 | 55 45 20 54 4f 20 4f 56 |NUMBER D|UE TO OV|
|000004c0| 45 52 20 53 50 45 4e 44 | 49 4e 47 20 4f 52 20 49 |ER SPEND|ING OR I|
|000004d0| 54 20 4d 41 59 0d 42 45 | 20 4e 45 47 41 54 49 56 |T MAY.BE| NEGATIV|
|000004e0| 45 20 42 45 43 41 55 53 | 45 20 4d 4f 4e 49 45 53 |E BECAUS|E MONIES|
|000004f0| 20 44 45 50 4f 53 49 54 | 45 44 0d 49 4e 20 54 48 | DEPOSIT|ED.IN TH|
|00000500| 45 20 42 41 4e 4b 20 41 | 52 45 20 43 4f 4e 53 49 |E BANK A|RE CONSI|
|00000510| 44 45 52 45 44 20 4f 55 | 54 47 4f 49 4e 47 0d 4d |DERED OU|TGOING.M|
|00000520| 4f 4e 45 59 2e 20 20 d4 | 48 45 20 d3 c1 d6 c9 ce |ONEY.  .|HE .....|
|00000530| c7 d3 20 c5 d8 c3 cc d5 | c4 c5 c4 20 53 48 4f 57 |.. .....|... SHOW|
|00000540| 53 0d 48 4f 57 20 4d 55 | 43 48 20 4d 4f 4e 45 59 |S.HOW MU|CH MONEY|
|00000550| 20 49 53 20 4c 45 46 54 | 2c 20 49 4e 43 4c 55 44 | IS LEFT|, INCLUD|
|00000560| 49 4e 47 0d 57 48 41 54 | 20 59 4f 55 27 56 45 20 |ING.WHAT| YOU'VE |
|00000570| 50 55 54 20 49 4e 20 54 | 48 45 20 42 41 4e 4b 2e |PUT IN T|HE BANK.|
|00000580| 1f 0d d9 4f 55 20 4d 41 | 59 20 4d 4f 56 45 20 54 |...OU MA|Y MOVE T|
|00000590| 48 52 4f 55 47 48 20 54 | 48 45 20 59 45 41 52 20 |HROUGH T|HE YEAR |
|000005a0| 45 4e 44 0d 54 4f 54 41 | 4c 53 20 4a 55 53 54 20 |END.TOTA|LS JUST |
|000005b0| 4c 49 4b 45 20 41 4e 59 | 20 4f 54 48 45 52 20 50 |LIKE ANY| OTHER P|
|000005c0| 41 52 54 20 4f 46 0d 54 | 48 45 20 53 50 52 45 41 |ART OF.T|HE SPREA|
|000005d0| 44 53 48 45 45 54 20 42 | 59 20 55 53 49 4e 47 20 |DSHEET B|Y USING |
|000005e0| 45 49 54 48 45 52 20 41 | 0d 4a 4f 59 53 54 49 43 |EITHER A|.JOYSTIC|
|000005f0| 4b 20 4f 52 20 54 48 45 | 20 43 55 52 53 4f 52 20 |K OR THE| CURSOR |
|00000600| 4b 45 59 53 2e 20 20 d9 | 45 41 52 0d c5 4e 44 20 |KEYS.  .|EAR..ND |
|00000610| 49 53 20 4d 4f 4e 54 48 | 20 5a 45 52 4f 20 41 4e |IS MONTH| ZERO AN|
|00000620| 44 20 54 48 55 53 20 49 | 53 20 4a 55 53 54 0d 42 |D THUS I|S JUST.B|
|00000630| 45 46 4f 52 45 20 ca 41 | 4e 55 41 52 59 2e 20 20 |EFORE .A|NUARY.  |
|00000640| d4 4f 20 4d 4f 56 45 20 | 42 41 43 4b 20 49 4e 54 |.O MOVE |BACK INT|
|00000650| 4f 0d ca 41 4e 55 41 52 | 59 20 41 4e 44 20 54 48 |O..ANUAR|Y AND TH|
|00000660| 45 20 52 45 53 54 20 4f | 46 20 54 48 45 0d 53 50 |E REST O|F THE.SP|
|00000670| 52 45 41 44 53 48 45 45 | 54 2c 20 4a 55 53 54 20 |READSHEE|T, JUST |
|00000680| 4d 4f 56 45 20 4c 45 46 | 54 20 4f 52 20 52 49 47 |MOVE LEF|T OR RIG|
|00000690| 48 54 2e 0d d9 4f 55 20 | 41 52 45 4e 27 54 20 41 |HT...OU |AREN'T A|
|000006a0| 4c 4c 4f 57 45 44 20 54 | 4f 20 45 4e 54 45 52 20 |LLOWED T|O ENTER |
|000006b0| 56 41 4c 55 45 53 0d 49 | 4e 54 4f 20 54 48 45 20 |VALUES.I|NTO THE |
|000006c0| 54 4f 54 41 4c 53 20 42 | 45 43 41 55 53 45 20 54 |TOTALS B|ECAUSE T|
|000006d0| 48 45 53 45 20 41 52 45 | 0d 46 49 47 55 52 45 44 |HESE ARE|.FIGURED|
|000006e0| 2c 20 41 4e 44 20 4e 4f | 54 20 45 4e 54 45 52 45 |, AND NO|T ENTERE|
|000006f0| 44 20 56 41 4c 55 45 53 | 2e 1f                   |D VALUES|..      |
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