Transcription: With the CUMBAS initiative, Fireman's Fund gave underwriters access to legacy DB2 and IMS data allowing them to work with client policies from their Lotus Notes-based desktop. For example, in the Commercial Division, when an insured business makes changes to their policy such as adding a driver, the underwriter requests a motor vehicles report electronically. Once the MVR results are received, the driver's history is assessed and rated. Based on the results, the underwriter sends a letter to the producer requesting details of any accidents in the report. To streamline the process, the letter i ...