ProfitPress Mega CDROM2 …eeware (MSDOS)(1992)(Eng)/ProfitPress-MegaCDROM2.B6I/APPS/BUSINESS/CREDIT10.ZIP/LETTERS.ASC

Text File | 1991-10-19 | 12.0 KB | 574 lines

                                LETTER TEMPLATE #1
                TO REQUEST A CREDIT REPORT - YOU WERE DENIED CREDIT

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Request for credit report.

    To Whom It May Concern,

    Please produce a credit report for the purpose of review and return to:

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    I have not enclosed a fee for the report because I have been turned
    down for credit in the last 60 days by:



    I certify that I am the person named above and that I am submitting
    this request for my own review.


    Signed __________________________________



















                                LETTER TEMPLATE #2
              TO REQUEST A CREDIT REPORT - YOU WERE NOT DENIED CREDIT

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Request for credit report.

    To Whom It May Concern,

    Please produce a credit report for the purpose of review and return to:

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    I enclose the fee of            for the above requested credit report.

    I certify that I am the person named above and that I am submitting
    this request for my own review.


    Signed __________________________________






















                                LETTER TEMPLATE #3
               FIRST CHALLENGE OF NEGATIVE ENTRY THAT BELONGS TO YOU.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Submission of dispute and request for verification.

    To Whom It May Concern,

    Pursuant to my rights under the Fair Credit Act I hereby challenge the
    credit report entry as noted below as it pertains to:

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    Credit Report Date:

    Entry I dispute:           issued by




    Please return a supplement to the report of the above date stating that
    you have or have not obtained verification as to the accuracy of the
    credit report entry in question.

    Should verification not be provided you within 30 days I fully expect
    such entry to be permanently deleted and no mention made of it henceforth.


    Sincerely,











                                LETTER TEMPLATE #4
        FIRST CHALLENGE OF NEGATIVE ENTRY THAT DOES NOT BELONG TO YOU.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Request for verification.

    To Whom It May Concern,

    I am requesting that the item listed below be immediately investigated.
    This account does not belong to me.

    This credit report does not accurately reflect by true credit history
    and is therefore extremely injurious to me.

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    Credit Report Date:

    The following does not belong to me:

               issued by

    Please return a supplement to the report of the above date that reflects
    the result of your investigation.

    Should verification not be provided you within 30 days I fully expect
    such entry to be permanently deleted and no mention made of it henceforth.

    Sincerely,













                                LETTER TEMPLATE #5
          CHALLENGE OF A NEGATIVE ENTRY THAT BELONGS TO YOUR FORMER SPOUSE.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Submission of explanation and request for verification.

    To Whom It May Concern,

    I am requesting that the item listed below be investigated as this
    is not my account or inquiry, rather belongs to my former spouse. I
    would like it removed to reflect my true and accurate credit history.
    This inaccuracy is very injurious to my credit history.

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    Credit Report Date:

    The following entry belongs to my former spouse whom I am no longer
    married to. Furthermore, my former spouse caused this negative entry
    to occur after our legal              . Therefore, this entry should
    be deleted from my credit profile.

              issued by

    Please return a supplement to the report of the above date stating that
    a) you were advised that this entry belongs to my former spouse, and that
    b) you have or have not obtained verification as to the accuracy of the
    credit entry in question.

    Should verification not be provided you within 30 days I fully expect
    such entry to be permanently deleted and no mention made of it henceforth.

    Sincerely,







                                LETTER TEMPLATE #6
            FOLLOW UP LETTER - SUPPLEMENT REPORTS HAVE NOT BEEN SENT.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Requested investigation follow up.

    To Whom It May Concern,

    On                    I requested an investigation on an entry that
    appeared on my credit report. I have not received a response from
    you. The Fair Credit Reporting Act requires that you respond within a
    reasonable period of time. Please do so.


    Sincerely,






































                                LETTER TEMPLATE #7
             SECOND CHALLENGE OF A NEGATIVE ENTRY THAT BELONGS TO YOU.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Submission of explanation and request for verification.

    To Whom It May Concern,

    Even though you have conducted an investigation concerning the item
    below that appeared on my credit report, I am still in disagreement
    with this entry. This entry is highly injurious to my credit rating
    and is not true. Please reinvestigate. Please reference my letter
    submitted to you on              .

    Furthermore, I would like the names and business addresses of each
    individual(s) with whom you verified the below, so that I may follow
    up with this person(s).

    Please forward to me an updated credit report after you have conducted
    your investigation.

    My name and address is as follows:

    Name:  Last:           First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    Credit Report Date:

    I am still in disagreement with the following report entry:

             issued by

    Should verification not be provided you within 30 days I fully expect
    such entry to be permanently deleted and no mention made of it henceforth.

    Sincerely,






                                LETTER TEMPLATE #8
                 REQUEST TO DELETE OUT DATED CREDIT REPORT ENTRIES.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDIT BUREAU NAME
    STREET
    CITY, STATE  ZIP

    Date:

    RE: Request for out-dated information to be deleted.

    To Whom It May Concern,

    Pursuant to my rights under the Fair Credit Act I hereby request that
    the out-dated entry noted below be removed from my credit profile as
    it pertains to:

    Name:  Last:          First:           Middle:

    Mailing Address:


    Current Address:
    of Residence:

    Previous Address
    of Residence:

    Social Security Number:            Date of Birth:

    Credit Report Date:

    Out-dated entry I wish to have removed:

                 issued by

    I hereby request that the above entry be deleted from my credit profile
    pursuant to your policy with regard to the length of time such an entry
    may remain in a profile.

    Please return a supplement to the report of the above date showing that
    the afore mentioned entry has indeed been deleted.

    Sincerely,













                                LETTER TEMPLATE #9
           REQUEST CREDITOR TO UPDATE YOUR CREDIT REPORT AFTER DEBT IS PAID.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDITOR NAME
    STREET
    CITY, STATE  ZIP

   Date:


   RE: ACCOUNT NAME AND NUMBER


   Dear


   My credit rating was adversely affected by your entry to the credit
   bureau that showed a past due status of my account with you. Since I
   have satisfied this debt I respectfully request that you submit a
   statement to the credit bureau that reflects the fact that the debt
   has been paid in full.


   I extend my gratitude in advance for your timely attention to this
   request.


   Sincerely,





























                                LETTER TEMPLATE #10
        REQUEST CREDITOR TO UPDATE YOUR CREDIT REPORT AFTER TIMELY PAYMENTS.

                                                      YOUR NAME
                                                      ADDRESS
                                                      CITY, STATE  ZIP
    CREDITOR NAME
    STREET
    CITY, STATE  ZIP

   Date:


   RE: ACCOUNT NAME AND NUMBER


   Dear


   My credit rating was adversely affected by your entry to the credit
   bureau that showed a past due status of my account with you. Since I
   have paid the past due balance and have made regular payments on this
   account as agreed, I respectfully request that you submit a statement
   to the credit bureau that reflects the fact that the account is now in
   good standing.


   I extend my gratitude in advance for your timely attention to this
   request.


   Sincerely,