[HDNG]SERVICES:[EHDNG][PARA][GRPH]W2[EGRPH][STAT][BULL] Lesbian and Gay Society [BULL] Mature SA [BULL] Overseas SA [BULL] Minibus [BULL] Women's Officer [BULL] Self-defence classes [ESTAT][PARA]The Union runs its own advice centre with a visiting solicitor every Thursday and a full time counsellor, 2 part time assistants and a student sabbatical. The University Health Centre has male and female doctors, 3 nurses, a counsellor and psychologist. Each student also has a personal tutor.[PARA]Overseas students can turn to the Overseas Student Secretary or the University's Overseas Students Counsellor for problems which relate particularly to them.[PARA][BOLD]Women: [EBOLD]Women in particular may be interested to note the sex ratio (nearly 2 men to every woman). Each department has a women's tutor.[PARA][BOLD]Disabled: [EBOLD][ITAL]There are very few disabled students because the facilities are poor and because the facilities are poor, there are very few disabled students. Catch 22. A few lifts and loops, but that's yer lot.[EITAL][PARA][PARA][ITAL][HDNG]FINANCE:[EHDNG][EITAL][PARA][ITAL][STAT][BULL] Ave debt per year: ú600 [BULL] Access fund: ú63,930 [BULL] Successful applications (1993): 81[ESTAT][EITAL][PARA]The Registrar's Department can also offer loans of up to ú150 from its hardship fund, but students cannot register for their next year of study until this has been repaid. [ITAL]Debt is not as serious problem as some places because the cost of living is comparatively cheap and many students are sponsored.[EITAL][PARA][PARA]