I am also looking at 3 companies for whole life coverage. To my surprise all of them claim to be better than others and offer the same kind of coverage with
no future premium guarantee. They all say that the premium will be paid off
in 10-12 years at the current rate of dividend but it may change if the premiums
go up or the dividend is lower than the current rate. The company I am looking
at currently are:
MetLife at the rate of $1045
State Farm (Universal Life plan) at the rate of $750
Time at the rate of $850
Does anybody know anything about these plans or have any suggestions for
what to look when selecting the plan/company? Any e-mail response is