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- From: schenn@mars.lerc.nasa.gov (Lisa Henn)
- Newsgroups: alt.privacy,misc.jobs.misc
- Subject: Re: Medical data banks?
- Message-ID: <27JAN199311280279@mars.lerc.nasa.gov>
- Date: 27 Jan 93 15:28:00 GMT
- References: <93020.095246MBADBH@rohvm1.rohmhaas.com> <93021.100644MBADBH@rohvm1.rohmhaas.com> <22JAN199313413281@nssdca.gsfc.nasa.gov> <malcolm.727990480@wrs.com>
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-
- In article <malcolm.727990480@>, malcolm@wrs.com (Malcolm Humes) writes...
- >bwood@nssdca.gsfc.nasa.gov (William Wood) writes:
- >>Medical Information Bureau??
-
- >> I saw a quick report on them on my local news. From what I was
- >>able to catch, anyone can write to them to get copies of whatever
- >>is written on you (medically).
-
- >> This seems to be the main storage center of medical information that
- >>is used by and contributed to from nearly all major insurance companies.
-
- Although I am not familiar with this service, it probably just contains
- that portion of your medical history that was covered by insurance.
-
- >This is really ugly stuff - to me it implies that they could be running
- >check on medical history as a pre-employment screening, perhaps to weed
- >out folks with any history of psychological treatment, drug rehabs, or
- >any history of serious illness.
-
- Possibly. That's why, if you ever need such services, you should pay out of
- your own funds and not file for insurance coverage if at all possible.
-
- >Somehow I doubt that this is regulated and
- >scrutized to the extent that Credit reporting is.
-
- Probably not until someone like 60 Minutes does a story portraying them
- unfavorably.
-
- >Most likely it's totally
- >run as a service to the insurance business with their interests met.
-
- It's probably run as a service for whomever pays their bills, which, admitedly,
- is likely to be insurance companies.
-
- > - aren't doctors bound by some rights of the
- >privacy of a patient?
-
- The doctors are, but when you submit the bill to your "friendly", neighborhood
- insurance company, you always sign a statement saying something to the effect
- of "I hereby permit Dr. Smith's office to release any information pertinent
- to the evaluation by Insurance Company of the legitimacy of my claim."
-
- So, the doctors are forbidden to disclose, but you can't get insurance payment
- unless you waive that right away (not unlike your right to review your
- educational files as assured by the Family Educational Rights and Privacy
- Act that you sign away when you ask a professor to give you a recommendation.)
-
- >I'd be surprised if the info is freely available to
- >folks like potential employers,
-
- I dunno--if they are taking seriously the premiums they pay to the company
- they may decide internally to try to "reduce their risk" as it were. I suspect
- it would be illegal, as they would have to effectively discriminate against
- people who have had this or that medical history, but some companies may
- decide to do that.
-
- Would you want to work for such a company? Denial by them for a job may be
- a blessing in disguise.
-
- > but I'd love to get some conformation one way or the other.
- ^^^^^^^^^^^^
-
- hee hee--so would the insurance companies!
- (dont' feel bad; it just tickled me, that's all :)
-
- L
- Lisa Henn
- Analex Corporation
- schenn@e4310h01.lerc.nasa.gov
- -----------------------------
- Disclaimer: This post does not reflect in any way the opinions of my employer
- or NASA, nor the any administrative policy of these organizations.
-