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- Newsgroups: alt.privacy,misc.taxes
- Subject: Re: NJ Inspectors invade PA and NY - missing details
- Message-ID: <93026.092945MBADBH@rohvm1.rohmhaas.com>
- From: David B. Horvath, CDP <MBADBH@rohvm1.rohmhaas.com>
- Date: Tue, 26 Jan 1993 09:29:45 EST
- Reply-To: dhorvath@mail.sas.upenn.edu
- References: <93025.084650MBADBH@rohvm1.rohmhaas.com>
- Organization: Hidden - I don't speak for them...
- X-Stuff: <This should be witty, but I'm too tired right now.>
- Lines: 20
-
- A few more details that I didn't think were that important:
-
- While NJ insurance rates are high, they tend to be lower than Philadelphia
- or NYC. Registering in another state may also have insurance benefits if
- the person has serious tickets in their home state (PA/NY) but not in the
- other state (NJ). Insurance would be more expensive in PA/NY because of
- the visibility of tickets to the insurance company - but not in NJ since
- the NJ State DMV would report 'no tickets'.
-
- Many people register their cars at the homes of relatives, friends, or
- even summer homes (used 3 months of the year - or rented out as an
- investment). That's how they get the NJ address.
-
- While NJ may have more income via registrations, it also assumes more
- liability. Apparently, the state has gotten stuck with bailing out the
- "bad-drivers" insurance fund several times over the past decade. That
- costs tax dollars; each non-NJ tax payer who registers their car in the
- state is theoretically costing the tax payers money.
-
- - David
-