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- Path: sparky!uunet!zaphod.mps.ohio-state.edu!darwin.sura.net!udel!gvls1!tredysvr!cellar!dbt
- From: dbt@cellar.org (Marquis de Freud)
- Newsgroups: alt.angst
- Subject: The Debt Thread
- Message-ID: <Zg1kwB1w164w@cellar.org>
- Date: 30 Dec 92 06:13:22 GMT
- Sender: bbs@cellar.org (The Cellar BBS)
- Organization: The Cellar BBS and public access system
- Lines: 62
-
- I was *heavily* in debt when I was 19. I had just had two operations to get
- rid of a cancerous tumor in my ear and skull, and owed the Health Care
- Establishment enough money to put me through med school itself!
-
- I struggled through college, only to be knocked down again by two car
- accidents (both caused by drunk drives -- not myself), a mugging, several
- serious ear and meningeal infections, and finally, a putative case of MS
- (which turned out not be MS at all).
-
- The immoral of the story? I am in debt beyond my wildest dreams. School had
- to stop, I can't buy a car, get a credit card, or even get certain types of
- jobs. I work at a level far below my ability to do so.
-
- Angst!
-
- However...
-
- What the hell can they do to me? They've called me on the phone to harass me;
- I tell them I died in a tragic bungee-jumping accident in 1986. I tell them I
- was abducted by the Zeta Reticuleans and haven't been seen since. I speak to
- them in Esperanto -- they put on a Spanish-speaking phone harasser -- I
- switch to Lojban.
-
- I don't give a poop, not a single poop about it. THEY have done their worst,
- and it has proven an inconvenience at worst.
-
- I would *like* to be a responsible citizen, but why? Make one attempt to
- repay -- and I have made many -- and they re-establish the debt, and ask a
- judge to let them dip into the bank account.
-
- I'm now almost 35. My friends who DID go to graduate, medical, professional
- school are making tons of money. They also, by the by, don't enjoy their life
- that much. They have kids who are 10, 12 years old, and are looking at
- sending them through college. They have spouses they don't enjoy being with.
- They have deadbeat clients like me, as well.
-
- So, I have "blown" about a dozen years, but only as goes having money and
- "respectability". As it turns out, I have actually lived in poverty a small
- percentage of the time. No one in her right mind wouldmarry me, but
- occasionally women do sleep with me.
-
- Someday ... SOMEDAY ... I will have "made it". Then, I will declare
- bankruptcy and start with a clean slate. But why should I try to make square
- with a system that will give nothing in return, even three years after I've
- paid off? I'll pay, when my interaction in the financial system counts for
- more than an account receivable and harrassable!
-
- The not- so- proverbial "bottom line" is that, unless you are scamming,
- frauding, or breaking the law in some other way (which, BTW, I have avoided
- doing, and with great care), there's only so much that THEY can do to you.
- Try to remember, the word "deadbeat" means "beaten until dead". The world of
- finance depends on reciprocal relationships, not unilateral ones.
-
- Paying debt is participation in a relationship. It is not imprisonment. And
- if "The Social Contract" fails you, the worst they will do is ask you why.
-
- I'm dbt@cellar.org. If you're a bill collector, send me a letter there. And
- while you're at it, eat shit and die.
-
- ------
- dbt@cellar.org (Marquis de Freud)
- The Cellar BBS - (215) 539-3043
-