<topic sku="dlxbiz" tNum="288609" author="leighanw" xmlns="x-schema:hhTopicSchema.xml"><index><title>Plan to start saving in the future in your lifetime plan</title><category>lifeplan</category><klink type="prcdr">How do I plan to start saving in the future?</klink></index>
<content>
<p>If you're going to start saving later, you can include the savings in your lifetime plan.</p>
<ol>
<li>On the <emph>Planner</emph> menu, click <emph>Lifetime Planner</emph>.</li>
<li>In the left pane, click <emph>Savings & Investments</emph>, and then click <emph>Savings Contributions</emph>.</li>
<li>Click <emph>New Contribution</emph>.</li>
<li>Follow the instructions on the screen.</li>
<li>When asked to choose a start date, enter your best estimate.</li>
</ol>
</content>
<footer>
<extend>
<tease>How do I enter planned savings in an account I haven't opened yet?</tease>
<reveal>
<p>In the New Contribution wizard, type a name for the account (such as Future savings). The New Account wizard will automatically help you set up the account.</p>
</reveal>
</extend>
<extend>
<tease>How do I convert a future account into a current one?</tease>
<reveal>
<p>You can't convert an account that you've planned for the future into a "real" account. You need to delete the future account and create a new one to replace it. Note that when you delete your future account, any future contributions you've planned will also be deleted.</p>
</reveal>
</extend>
<extend>
<tease>What if I plan to change how much I save in the future?</tease>
<reveal>
<p>To change information about a contribution:</p>
<ol>
<li>Click the contribution, and then click <emph>Edit</emph>.</li>
<li>Click the details you want to edit, and then follow the instructions on the screen.</li>
</ol>
<p>For example, if you plan to double your contribution next year to your 401(k) account, set an end date to your current contribution to the end of this year, create a new contribution (at the increased amount), and give it a start date for next year.</p>
