<klink type="cncpt">Tell me about setting spending limits</klink>
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<p>Creating a responsible yet flexible budget can be difficult. A budget should help you save and spend wisely, but it should also be realistic so that you'll stick to it. If you're not sure what specific limits to set, you can see what you've spent in the past in each budget category. <alink type="prcdr" href="Viewactualtransactionswhilecreatingabudget.xml"/></p>
<p>You can also use Money's Autobudget to fill in your income and expenses for you. <alink type="prcdr" href="Customizemoneysdefaultbudgetvalues.xml"/></p>
<p>As you stick to your budget, you can also temporarily adjust your spending limits by reallocating funds or by adding one-time items. And, after you've been using your budget for a while, Money's Advisor FYI will tell you if a limit seems to have been set too high or too low. Then, you can go back and edit your budget accordingly.</p>