<title>Learn how retirement accounts are treated in Money</title>
<category fLocale="cdn">report</category>
<klink type="cncpt">Tell me how retirement accounts are treated in Money</klink>
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<p>Retirement accounts are complex and varied. Different rules and tax structures can apply based on your age, income, and the type of account. Because taxes on certain investments are difficult to calculate accurately, Money restricts its capital gains estimates to <glossary tNum="287088">stocks</glossary>, <glossary tNum="287041">mutual funds</glossary>, <glossary tNum="286965">CDs</glossary>, and <glossary tNum="289187">stock options</glossary>. It's important to remember that any other investments, such as <glossary tNum="286928">401(k) plans</glossary>, will not be considered in Money's capital gains calculations.</p>