<topic sku="core" tNum="289635" author="" xmlns="x-schema:hhTopicSchema.xml"><index><title>Learn about Background Banking requirements</title><category>accounts</category><klink type="cncpt">Tell me about the requirements for Background Banking</klink></index>
<content>
<p>Background Banking requires the following conditions:</p>
<ol>
<li>You must be signed in with a Microsoft Passport. </li>
<p>If you restart your computer, you must sign in again with Passport to either Money or Money Express before background banking will work.</p>
<li>You must allow the files mis.exe and mnyschdl.exe to run in the background on your computer.</li>
<li>You must save your financial institution PIN in Money. </li>
<p>You can do this when you set up your account in Money. To save your PIN for an existing account, follow these steps:</p>
<ol>
<li>On the <emph>File</emph> menu, click <emph>Password Manager</emph></li>
<li>On the <emph>Financial Institution Settings</emph> tab, select the check box next to your financial institution, and then type your password or PIN.</li>
<li>Click <emph>OK</emph>.</li>
</ol>
</ol>
<p variant="note">Only banks that use a password or PIN can be used with Background Banking.</p>
</content>
<footer>
<extend>
<tease>I want automatic updates, but I don't use a Passport with my Money file so I can't use Background Banking.</tease>
<reveal>
<p>You can tell Money to update your online accounts each time you open Money. This will ensure that your online accounts are up to date when you review your file, but you will have to wait for the updates to download every time you open your file. This service does not require a Passport.<alink type="cncpt" href="UpdateOnlineAccountsWhenYouOpenMoney.xml"></alink></p>
