INVESTING

Asset Classes Defined
Mary Rowland
Decision Center

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Asset Allocation Lets You Match Risk and Return

Cash Equivalents

Money market funds and U.S. Treasury bills

Bonds

Short-term bonds (3- to 5-year maturity rates)
Intermediate-term bonds (5- to 10-year maturity rates)

U.S. Small Company Stocks

Growth
Value
Micro (invests in tiny companies)

U.S. Large Company Stocks

Core, such as the S&P 500 Stock Index
Growth
Value
Yield, such as an equity-income fund

International

Developed countries
Emerging markets

Inflation Hedges

Natural resources funds
Real estate funds
Energy funds

Specialty

Sector funds

How can I get started investing?
Articles
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Building a Portfolio on a Shoestring Budget
How Much Risk is Right for You?
Understanding the Ups and Downs of the Yield Curve
Index Funds Offer Diversity With Low Fees
Do You Really Want an Active Fund Manager?

Next Steps
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Go to Money's Investment Portfolio

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