Microsoft Money 99 Financial Suite 7.0 - Twoje pieniądze ======================================================== (Wersja 90-dniowa Trial Edition 7.0) Money 99 to najnowsza wersja znanego programu Microsoftu do zarządzania osobistymi finansami , dostępna w dwóch edycjach: Basic i Financial Suite. Różnice między edycjami są niewielkie. "Zestaw" w stosunku do "podstaw" wzbogacono o moduł doradczy "do Twojej informacji" i możliwość korzystania z informacji zawartych na stronach ekonomicznych witryn opiniotwórczych pism amerykańskich, m.in. Forbes, Wall Street Journal & CNBC, New York Times, Worth i USA Today. Money 99 "dostosowuje się" do potrzeb użytkownika, prezentując informacje odpowiadające jego wymaganiom i możliwościom finansowym. Podstawą takiej "działalności" jest funkcja Personal Profile - wywiad wstępny, pozwalający ocenić preferencje finansowe użytkownika, dobrać najczęściej używane moduły programu i stworzyć osobisty plan zarządzania finansami. Elementem personalizacji jest również nowy Advisor FYI (For Your Information) automatycznie informujący o zmianach na kontach, stanie budżetu, inwestycjach, itp. Mając Money 99 dokładnie przeanalizujemy swoją sytuację finansową. Możemy też tworzyć plany finansowe - krótko i długoterminowe. Program potrafi jako jeden z nielicznych powiązać plany z codziennymi wydatkami. Skoryguje je również , kiedy zajdą istotne zmiany w naszym życiu. W ten sposób łatwiej i szybciej osiągniemy założone cele finansowe. Funkcja Budget Planner pomoże ustalić i zrealizować budżet, a Debt Reduction Planner pokaże jak zredukować wysoko oprocentowane kredyty. Investment Search jest narzędziem do wyszukiwania inwestycji. W tym celu bada kondycje ponad 16 tys. spółek giełdowych i funduszy powierniczych. Korzysta przy tym z witryny Microsoft Investor (www.investor.com) przeznaczoną dla małych inwestorów. Śledzeniem wartości zakupionych akcji i udziałów zajmuje się moduł Investment Watch List. Większość wyników podawana jest w łatwej do interpretacji, graficznej formie. Natomiast Financial Home Page dostarcza bieżących informacji o stanie finansów przy każdym uruchomieniu pakietu, np. o zbliżających się płatnościach. Decision Center pomaga w podjęciu decyzji o zakupach domowych, ubezpieczeniach i wydatkach na utrzymanie samochodu. Wykorzystujemy tu cztery specjalne arkusze kalkulacyjne, siedemnaście kalkulatorów planistycznych i łącza do niezbędnych witryn jak HomeAdvisor Microsoftu. Mamy też narzędzia pomagające rozliczyć się z fiskusem. Szkoda tylko, że ze wszystkich możliwości Money 99 skorzystają jedynie mieszkańcy Stanów Zjednoczonych. Microsoft Money 99 Financial Suite ================================== Rodzaj: osobiste finanse Za: idealny do prowadzenie prywatnych finansów Przeciw: nie uwzględnia polskich warunków Producent: Microsoft; www.microsoft.com/money Informacje: oficjalnie niedostępny w Polsce Cena: ok. 70 USD (w USA) Microsoft Investor: http://www.investor.msn.com Money Insider: http://www.moneyinsider.msn.com Najnowsze Info README w j©zyku angielskim: ========================================== -------------------------------------------------- ReadMe File for Microsoft Money 99 Version 7.0 July, 1998 -------------------------------------------------- (c) Copyright Microsoft Corporation, 1998 ------------------------- How to View This Document ------------------------- To view the ReadMe.txt file on screen in Notepad, maximize the Notepad window. To print the ReadMe.txt file, open it in Notepad or another word processor, and then use the Print command on the File menu. -------- CONTENTS -------- 1: Installing Money 99 Requires Hard Disk Space On Windows Drive 2: Running Money 99 And Money 98 On The Same Computer 3: Money Not Compatible With Internet Explorer 5.0 Beta 4: Money Not Compatible With Windows NT 5.0 Beta 5: Run Microsoft Windows NT 4.0 Service Pack #3 6: File Size and Money 99 7: Internet Connections Require WinSock-Compliant ISP 8: Restart Windows After Upgrading Internet Service Provider (ISP) 9: Internet Explorer Security Settings 10: Internet Options May Cause Money 99 Areas To Wash Out 11: MSN Offers Two Free Hours Per Month to Money 99 Retail Users 12: Setting Up For Visa ePay On A New Computer 13: Windows NT Error If You Remove Remote-Access Service 14: Cannot Access Some Features on Windows NT with User Rights 15: Money 99 On Windows 98 Hangs if Modem Not Plugged In To Phone Line 16: Windows 98 Issues with U.S. Robotics ISDN Modem and Regular Modem 17: Disable Remote WinSock If You Dial Up Directly To the Internet 18: Trouble With Online Services Using Internet Explorer 5.0 19: Printer Drivers 20: Continuous Feed Wallet Checks On Windows NT 21: Printing Partial Sheets Of Checks On Sheet Feed Printers 22: Tour, Video, and Audio Help Requirements 23: How to Install Microsoft Video Codecs in Windows 95 & Windows 98 24: How to Install Microsoft Video Codecs in Windows NT 4.0 25: Display Color Settings 26: IntelliPoint Universal Scrolling Jumps in Personal Profile 27: How To Obtain Euro Currency Symbol ___________________________________________________________________ 1: Installing Money 99 Requires Hard Disk Space On Windows Drive When you install Money 99, Money requires that you install Internet Explorer 4.01 SP1, if it is not already on your computer. This requires up to 60 MB of disk space on the drive Windows is installed on. After installing Internet Explorer, you can choose the drive you want to install Money 99 onto. NOTE: If you already have Internet Explorer 4.0 or 4.01, installing Internet Explorer 4.01 SP1 will require less space. ____________________________________________________________________ 2: Running Money 99 And Money 98 On The Same Computer Installing Money 99 on the same computer as Money 98 prevents Money 98 from working correctly. If you want to go back to your earlier version of Money, you should uninstall Money 99 and reinstall Money 98 from the original disk(s). If you use Online Services in Money 98, you will need to go through Step 2: Investigate Offerings in the Online Services area again after reinstalling Money 98. ____________________________________________________________________ 3: Money Not Compatible With Internet Explorer 5.0 Beta Please upgrade to the released version of Internet Explorer 5.0 before using Money. ____________________________________________________________________ 4: Money Not Compatible With Windows NT 5.0 Beta Please upgrade to the final release of Windows NT 5.0 to use Money 99. _____________________________________________________________________ 5: Run Microsoft Windows NT 4.0 Service Pack #3 If you are running Windows NT 4.0, you need to install Windows NT Service Pack #3 (or later) in order to use Money 99 successfully. Follow these steps: 1. Go to http://support.microsoft.com/support. 2. Click Drivers and Other Downloads. 3. Click Service Packs. 4. Click Windows NT Server and Workstation. 5. Click 4.0. 6. For U.S. and Canadian users, click the following link: 128-BIT.TXT: How To Obtain the 128-bit version of Windows NT 4.0 Service Pack 3. __________________________________________________________________ 6: File Size and Money 99 The file format used by Money 99 lets the Money team create powerful features such as the Advisor FYI, the Lifetime Planner, and the Monthly Report (all available for Financial Suite users). You might notice that your converted Money 99 file is bigger than your old Money 95 or Money 97 file. It might be slightly larger than your Money 98 data file. However, you'll find that Money's backup files are much smaller than your regular file -- so if you need to take your data file to another computer, you'll want to use the File/Backup command. ____________________________________________________________________ 7: Internet Connections Require WinSock-Compliant ISP Money 99 allows you to make many connections to the Internet to gather information and advice about your finances. To connect to the Internet you need an Internet Service Provider (ISP) that works directly with the 32-bit WinSock included with Windows 95, Windows 98, and Windows NT. Most full-service Internet providers (those not requiring custom software to access their service) will support the 32-bit WinSock. If you have questions about your Internet connection compatibility, ask your ISP if it supports the Windows 32-bit WinSock. NOTE: If your ISP is America Online, make sure that you are using America Online Version 3.0a for Windows 95 or a higher-released (not preview) version. _____________________________________________________________________ 8: Restart Windows After Upgrading Internet Service Provider (ISP) If you install new software from your ISP, you should restart Windows before attempting to make an Internet connection in Money. Failure to restart after upgrading your ISP software may cause miscellaneous errors in Money 99. _____________________________________________________________________ 9: Internet Explorer Security Settings The following security settings are recommended when making Internet connections in Money. 1. On the Money Tools menu, choose Connection Settings. 2. In the Internet Explorer Properties dialog box, click Security. 3. From the Zone drop-down, choose Internet Zone. 4. From the buttons below, click High (most secure). Note: IE 4.01 SP1 or later is required to run Money, but Money still allows you to use your default browser. ____________________________________________________________________ 10: Internet Options May Cause Money 99 Areas To Wash Out If you modify your Internet Explorer Multimedia settings and clear the Show Pictures check box, several places in Money may appear washed out and the text may be unreadable. Follow these steps to resolve the problem: 1. On the Tools menu, click Connection Settings. 2. Click the Advanced tab. 3. Scroll down until you see the Multimedia section. 4. Check the Show Pictures box. ___________________________________________________________________ 11: MSN Offers Two Free Hours Per Month to Money 99 Retail Users The Microsoft Network (MSN) and Microsoft Money 99 have teamed up to provide you with two hours of Internet access per month. This should allow you to take full advantage of Money's Internet features at no charge. To install MSN on Windows 95, follow these steps: 1. Insert your Money 99 CD-ROM. 2. On the Windows taskbar, click Start, and then click Run. 3. In the Run dialog box, enter D:\msn\setup.exe (where D is your CD-ROM Drive). 4. Click OK. To install MSN on Windows 98, follow these steps: 1. On the taskbar, click Start, point to Settings, and then click Control Panel. 2. In the Control Panel, click Add/Remove Programs. 3. In the Components list on the Windows Setup tab, check Online Services, click OK, and then follow the instructions to complete the installation. NOTE: You may be prompted to insert your Windows 98 CD-ROM. After the installation is complete, on the taskbar, click Start, point to Run, point to Program Files, point to Online Services, and click The Microsoft Network. NOTE: If you are running Windows 98, do not install the version of MSN found on the Money 99 CD-ROM, as this version is not intended for Windows 98. Install the MSN version available on the Windows 98 CD-ROM. This offer is for users of the Windows 95 operating system or later and includes MSN client access software only. You must additionally subscribe to MSN to access the service. Offer expires December 31, 1999. Two free hours/month is available through 12/31/99. Each additional hour will be billed at $2.50/hr (U.S). After 12/31/99, customers will be charged the then-current rate for MSN's standard membership plan. This offer is available to new members of MSN in the 50 United States and the District of Columbia only. A credit card is required. MSN premium charges, access charges (if access is purchased from a provider other than MSN), local phone and/or long distance toll charges may apply. Access availability may be affected by local market network activity and capacity. ___________________________________________________________________ 12: Setting Up For Visa ePay On A New Computer VISA ePay offered stand-alone bill payment for Money customers beginning in 1997. In 1998, VISA ePay stopped offering this service to new customers, but continues to support their current customers. If you upgrade from a previous version of Money and use VISA ePay, Money allows you to continue this service. However, if you install Money on a new computer, or remove and reinstall Money on your original computer, you need to follow special configuration steps. To set up VISA ePay, see the Resolving Manual Setup for Visa ePay.htm file stored in the Money\WebCache folder. To open this file, use the following steps: 1. On the Start menu, click Run. 2. In the Open box, type the following, including the quotation marks: "C:\Program Files\Microsoft Money\Webcache\Resolving Manual Setup for Visa Epay.htm" and click OK. NOTE: If you installed Money to a different location, you need to alter the path accordingly. 3. This opens the file in your default browser. 4. Follow the instructions to configure Money to work with VISA ePay. ____________________________________________________________________ 13: Windows NT Error If You Remove Remote-Access Service If you are running Money 99 on a Windows NT 4.0 system and remove Remote Access Service (RAS) after establishing a RAS Internet connection method, Money reports an error if you attempt to make an Internet connection. If you are running Dr. Watson for Windows NT, Dr. Watson reports an application error in MSMONEY.exe at Address 0x00000000. If you are not running Dr. Watson, Windows NT reports an Application Error that states: The instruction at "0x00000000" referenced memory at "0x00000000". The memory could not be "read". Reinstall Remote Access Service to resolve this error. Refer to Windows Help for instructions on installing Remote Access Service on Windows NT. ___________________________________________________________________ 14: Cannot Access Some Features On Windows NT With User Rights When you Update Internet Information, Investigate Offerings in Online, or access other areas that save settings to the Windows Registry, you may receive error messages unless you are logged on to Windows NT with a User Name that has Administrative rights to your machine. To have full access to all of Money's features, you should run Money when logged on with Administrator rights. ___________________________________________________________________ 15: Money 99 On Windows 98 Hangs If Modem Not Plugged In To Phone Line Money may hang in the Initializing and Contacting Server portion of the Call Progress dialog box. This occurs if you are using Windows 98 and try to make a direct modem connection in Money 99 while the modem is not connected to a phone line, You cannot use any other Windows 98 modem application. The solution is to restart Windows, and make sure that the modem is plugged in to the phone line before attempting to make a direct modem connection. ____________________________________________________________________ 16: Windows 98 Issues With U.S. Robotics ISDN Modem And Regular Modem If you are using Windows 98 and have a U.S. Robotics 128k ISDN adapter installed, Money 99 may hang or return the following error message when you try to connect to your online banking service provider: Money could not complete the call due to a problem with your modem installation. For information on how to troubleshoot this error, please refer to the Microsoft Knowledge Base article, "Money: Online Banking Hangs with U.S. Robotics ISDN Adapter Installed." This article is available at: http://support.microsoft.com/support/kb/articles/q160/0/51.asp. ____________________________________________________________________ 17: Disable Remote WinSock If You Dial Up Directly To The Internet If you are establishing Dial-Up connections directly to the Internet (using an Internet Service Provider or Dial-Up connection through MSN), you need to disable Remote WinSock. You may not need to disable Remote WinSock if you are dialing into a LAN or using a corporate Intranet. Consult your network administrator. 1. Click Start, Settings, and then choose Control Panel. 2. Click WinSock Proxy Client. 3. Clear the checkbox for "Enable WinSock Proxy Client." ____________________________________________________________________ 18: Trouble With Online Services Using Internet Explorer 5.0 If you install Money 99 after you've installed the final release of Internet Explorer 5.0, you might need to download Microsoft Strong Encryption from the Money Web site in order to use Online Services. Install this fix ONLY if you are using Internet Explorer 5.0 and have received an error message telling you that you need a higher level of data encryption. You can download the 128-bit Microsoft Strong Encryption from http://www.microsoft.com/money/security. ____________________________________________________________________ 19: Printer Drivers If you experience problems printing in Money 99, you should get an updated driver from the printer manufacturer. This is often the first step in troubleshooting printing problems. ____________________________________________________________________ 20: Continuous Feed Wallet Checks On Windows NT If you are using continuous feed (dot-matrix) checks on Windows NT, Money skips two checks after the fourth check in a series. For this reason, wallet sized continuous feed checks are not recommended for Windows NT users. If you must use continuous feed wallet checks on a Windows NT system, you should not print more than four checks at a time. ____________________________________________________________________ 21: Printing Partial Sheets Of Checks On Sheet Feed Printers Money defines a partial sheet of checks as when you have removed at least one of the checks from a single sheet prior to loading the sheet of checks into the printer. Money prints partial sheets of checks in landscape mode. (This orientation is similar to how you print an envelope.) Printing partial sheets of checks (single-sheet style) is not supported by all laser or inkjet-printers. Due to the feed mechanisms of some printers, it is difficult to align and print on partial sheets of checks. The following printers have been tested and shown to have problems printing partial checks in Money: Apple Color LW 12/660 Canon Bubble-Jet BJC 4550 Canon Bubble-Jet BJC-610 Epson Stylus 1520 Epson Stylus 800 Epson Stylus Color Esc/P 2 HP Color Laser Jet 5 HP Laser Jet 5000 HP Laser Jet 6P HP Laser Jet Indra HP Laser Jet 4MV IBM 4019 Laser Printer Lexmark ExecJet IIC 4076 Tektronix Phaser 360 If your printer has difficulty feeding partial checks in landscape mode, you can order Laser Voucher checks that never have partial sheets. You can also print Laser Standard or Laser Wallet checks in batches of three. Depending on the feed mechanism of the printer, the following method might work to feed partial check sheets: 1. Load the partial sheet into the printer as if it were a full sheet. Push the sheet all the way into the tray. 2. From the File menu, choose Print Checks. 3. Verify that the number of checks to print equals the number of checks remaining on your partial sheet. If the number of checks to print is incorrect, follow these steps: a. Click Selected Checks. b. Select up to the number of checks remaining on the partial sheet. c. Click OK. 4. Make sure to enter the correct check number for the first check. 5. In answer to the question "How many checks are on the first page?", select Three. This causes Money to print in Portrait orientation. NOTE: Harland, the provider of checks for Microsoft Money, offers a Laser Form Leader (order # FL-L ) that you can use to feed partial sheets of checks through a printer in portrait orientation. ___________________________________________________________________ 22: Tour, Video, And Audio Help Requirements --You must have the Money 99 CD in your CD-ROM drive in order to view any of Money's multimedia tours or videos. --The Money Tours, Video Help and Audio Help are not available in all versions of Money. These are not available if you downloaded the Trial version of Money 99 from the Web. If Money came pre-installed on your new computer, these may or may not be available, depending upon the version on Money installed by your computer manufacturer . --To run the Tour you need to have RLE Codecs installed. See below. --The Tours, Videos, and Audio Help are best experienced when your speakers are turned on and the volume is set appropriately. --To run the Tours and Videos, you must have Netshow 2.0 or later and IE 4.01 SP1 or later installed. Money installs these automatically when you install Money 99 and Internet Explorer. If you have manually removed either of these applications, you'll need to reinstall. If you need to reinstall Internet Explorer, run the IE4setup.exe program from the IE folder on the Money CD-ROM. If you need to reinstall Netshow 2.0, run the Nsplay.exe program from the IE folder on the Money CD-ROM. --Your Internet Explorer security settings should be set to the default of Medium, or lower to run the Tours for the first time. ___________________________________________________________________ 23: How To Install Microsoft Video Codecs In Windows 95 & Windows 98 Video Codecs are used to play compressed files by decompressing them in memory. Adding a specific Codec lets you play files compressed in that file format. Money uses the Microsoft RLE Video Codec to display the tours and the Help videos. If the Microsoft Video Codec is not installed, use the following steps to install the Codec: 1. In Control Panel, double-click Add New Hardware. 2. For Windows 95, click Next, click No, and then click Next. For Windows 98, click Next twice, then click No, and click Next again. 3. Click Sound, Video, And Game Controllers, and then click Next. 4. Click Microsoft Video Codecs from the manufacturers list, then select RLE. 5. Click OK. __________________________________________________________________ 24: How To Install Microsoft Video Codecs In Windows NT 4.0 1. In Start/Settings/Control Panel, double-click Multimedia. 2. On the Devices tab, click Add. 3. Select Microsoft RLE CODEC from the list of drivers. 4. Click OK. 5. Click OK to close Multimedia Properties. __________________________________________________________________ 25: Display Color Settings While Money 99 contains some color scheme options that may work in 16-color mode, Money 99 was designed to work in 256-color mode or higher. The Money 99 multimedia tours and help videos are designed to work in 256-color mode or higher. If you run these in 16-color mode, the tours and videos may run slowly or may be illegible. For this reason, it is highly recommended that the tour and videos never be run using this color setting. To check/change your color mode, follow these steps: 1. On the Windows Start menu, point to Settings, and then click Control Panel. 2. Double-click Display. 3. Click the Settings tab. 4. Check the Color Palette setting to see which mode your computer is running in. If your video card supports 256 colors, you'll see that option in the Color Palette drop-down menu. 5. Choose 256 Color from the list, and then click OK. Windows will ask if you want to restart your computer so the change can take effect. ____________________________________________________________________ 26: IntelliPoint 2.2 Universal Scrolling Jumps In Personal Profile When you review the questions asked by the Personal Profile, the screen may jump around if you try to use the IntelliPoint software version 2.2 Universal Scrolling feature. Money 99 includes built-in support for the IntelliPoint wheel. Universal scrolling is not required. You can disable Universal Scrolling when using Money. Follow these steps. 1. On the Start menu, point to Settings, and then click Control Panel. 2. Double-click the Mouse icon to launch the Mouse Properties dialog box. 3. On the Wheel tab, click the Exceptions button. 4. In the Exceptions for Universal Scrolling dialog box, click the Add button 5. In the Filename box, type: C:\Program Files\Microsoft Money\Msmoney.exe and click Open. NOTE: If you installed Money in a location other than the default installation path, type the correct location. 6. Click Close, and then click OK. ____________________________________________________________________ 27: How To Obtain Euro Currency Symbol If you enable Money 99 for the Euro currency, Money may not correctly display the Euro currency symbol. For more information on this issue, refer to the Microsoft Knowledge Base article, "Money 99: How to Obtain the Euro Symbol." This article is available at http://support.microsoft.com/support/kb/articles/q15/6/181.asp. ____________________________________________________________________