Understanding credit

• 4 scary new ways creditors gouge you

• Why you should never co-sign a loan

• Play your credit cards for a 0% loan

• 6 steps to building great credit

• What types of questions cannot be asked by a creditor?

• What is the Equal Credit Opportunity Act?

• What do I do if I suspect discrimination in a credit application?

• Can Social Security payments be listed as income when I apply for a loan or credit card?

• What is actually in a credit report?

• What is a credit report fee?

• What is an investigative credit report?

• What is a non-investigative credit report?

• How do I find out what my credit report says?

• What are the "Big Three" credit bureaus, and how can I reach them?

• Do credit bureaus decide whether I should get credit?

Improving your credit

• Fix your credit in just 72 hours

• Beef up your credit score in 5 steps

• How can I add favorable information to my credit report?

• Are credit repair services a scam, or can they really get "black marks" off my credit report?

• What exactly is bad credit?

• How do you clear up bad credit?

• What can I do if I am denied credit?

• Will bad credit prevent someone from getting a home?

• How bad is a previous foreclosure on credit?

• Is it possible to renegotiate my debt with my creditors?

• What can I do if my creditor wonÆt work with me to settle a debt?

• Your 3 worst debt consolidation moves

Protecting your credit

• 3 ways to protect yourself in a credit crunch

• Who's watching your bounced checks?

• A thief stole my identity

• 14 ways to stop identity theft cold

• What if there is a credit reporting mistake on my report?

• How do I correct an error in my credit report?

• How can I find out if I am a victim of identity theft?

• What can I do to stop an identity thief and restore my credit rating?

• What is identity theft?

• How can someone steal my identity?

• Am I responsible for the bills identity thieves run up in my name?

• What steps can I take to prevent my identity from being stolen?

Getting started (or getting a new start) with credit

• The consumers' guide to credit counseling

• Should I notify credit bureaus if I get a divorce?

• How should I re-establish my credit after a divorce?

• How would a divorce affect my credit rating?

• Can I list the alimony I receive for purposes of re-establishing credit after a divorce?

• What is the Consumer Credit Counseling Services (CCCS)?

• What are non-profit credit counselors?