YOUR QUESTIONS ANSWERED

"How do I gain access to my accounts?"
"Which accounts can I access?"

"How much will the service cost?"
"What's the difference between PC Banking software and Microsoft Money 97 software?"

"What security measures are in place?"

"What if I have any other questions?"

FVO  Teri Abbott - Sales and Service Manager
MVO Brian Walmsley - Barclays PC Banking

<Requirements screen>
VISION 

SUPER 

WHAT HARDWARE DO I NEED FOR BARCLAYS PC BANKING?

Barclays PC Banking Diagnostic (icon)

( The following list appears with ticks or crosses by each feature to show whether the PC is capable of running the programme)

486 DX33 IBM compatible PC
Windows 3.1 or later 
(Windows NT is not recommended)
4MB RAM (8MB recommended)
10 MB hard disk space
MS DOS 5.0 or later
VGA monitor and mouse
Hayes compatible modem
3.5in/1.44 MB disk drive

(If the PC passes the following message appears)

CONFIRMED your PC is able to run Barclays PC Banking

(If the PC fails for any reason the following message appears)

At the moment your PC cannot run Barclays PC Banking. In order to enable it to run the programme you will need to
(Applicable details)

 RIGHT HAND SCREEN ICONS
* Guided Tour
* Next
* Back
* Main Menu
* Apply
* Exit
SOUND

MVO Most PCs with a modem can connect you to Barclays PC Banking. Just click on the relevant icon to and we will automatically run a diagnostic check on your computer and show you the results on screen. If you would also like to see if your computer can run Microsoft Money 97, and to find  out more about the programme, click on the Microsoft Money 97 icon.

<Microsoft Money 97 screen.>
VISION 

Heading

MICROSOFT MONEY 97

Caption

Microsoft is a registered trademark of Microsoft Corporation in the United States and other countries.

Microsoft Money 97 Diagnostic (icon)

( The following list appears with ticks or crosses by each feature to show whether the PC is capable of running the programme)

386DX  IBM compatible PC (486/50 Mhz or higher recommended)
Windows 95 or Windows NT Workstation 4.0
8MB RAM on Windows 95, 12MB on Windows NT Workstation  (16MB recommended)
11 MB hard disk space
VGA monitor and mouse
2000 baud or faster modem (14,400 baud recommended)
3.5in/1.44 MB disk drive

(If the PC passes the following message appears)

CONFIRMED your PC is able to run Microsoft Money 97 and Barclays PC Banking. (If the PC fails for any reason the following message appears)

At the moment your PC cannot run Microsoft Money 97. In order to enable it to run the programme you will need to
(Applicable details)

 RIGHT HAND SCREEN ICONS
* Guided Tour
* Next
* Back
* Main Menu
* Apply
* Exit

SOUND

MVO
Microsoft Money 97 is a sophisticated software package designed to put a range of money management features at your disposal, such as forecasting, budgeting and planning.

Once linked to the Barclays PC Banking service, it is even better. Not only can you pay bills and transfer funds between your Barclays accounts,  you can download transaction details directly into your Microsoft system. 

It's available from most software retailers and costs £29.99, with an initial service fee of £25 and an annual service fee of £15 - although this is waived in the first year.

To see if your PC can run the programme just click on the Microsoft Money 97 Diagnostic icon

<Application screen>
VISION 

SUPER 
HOW TO APPLY 
FOR BARCLAYS PC BANKING

Please note the following eligibility criteria for Barclays PC Banking

* You must have a Barclays  current account. This can be either a small business or a personal account (For details of  how to open a Barclays current account just call 0800 00 00 97.
 
* You must be resident in the UK.
 
* Offshore accounts, including accounts in the Channel Isles, are not eligible.
 
* All joint accounts must not require more than one signature.
 
* If you have an automatic transfer facility on any of your accounts , you will need to cancel this  before you use Barclays PC Banking.

(Application Form icon)
(Current Account icon)
(Charges Icon)
(Terms & Conditions icon)

TERMS AND CONDITIONS 
(appears when icon is clicked)

I accept
I don't accept

APPLICATION FORM (appears when icon is clicked)

SOUND

MVO For your Barclays PC Banking application form, please check that you fulfil all the conditions on the right and then click on the Application Form icon. Alternatively, you can complete and return the application form which we have sent you with this CD ROM.

For details of the charges for Barclays PC Banking please click on the Charges icon.

MVO To move on to your Application Form, please indicate your acceptance of the these Terms & Conditions.

MVO Here's your application form. Once you have filled in all the details, please print the application form and sign it. Then return it to Barclays PC Banking, FREEPOST, Altrincham, Cheshire WA14 1AR  or use the envelope provided. In both cases no stamp is needed.

<Charges screen>
VISION 

SOUND 

MVO Here are the charges for Barclays PC Banking please note that these charges apply to personal customers only. For charges to small businesses please call 0800 00 00 97 for details
CHARGES

BARCLAYS PC BANKING SOFTWARE

MICROSOFT MONEY 97 WITH BARCLAYS PC BANKING
SOFTWARE COSTS

FREE OF CHARGE

£29.99 (RRP)**

INITIAL SERVICE FEE

£30

£25

ANNUAL SERVICE FEE*

£15 - FREE IN FIRST YEAR 

£15 - FREE IN FIRST YEAR

What's more, if you are not happy with Barclays 
PC Banking, just let the Barclays PC Banking 
Customer Services team know that you would 
like to cancel the service within 90 days of 
receiving your welcome pack, and we'll refund 
your Initial Service Fee in full. +

* The Annual Service Fee is payable in advance, but is waived for the 
first year.
** RRP = Recommended Retail Price.
+ Only one refund allowed per person

Barclays Bank Account Overdraft Charges

Authorised Overdraft - within an agreed limit
Unauthorised Overdraft - without or beyond an agreed limit

Monthly usage fee
                       
£5
Up to £200 - £15
Over £200 - £30
Interest rate per month
1.45% (18.8% EAR)
2.20% (29.8% EAR)

The charges and interest rates above are variable and the Bank reserves the right to amend them from time to time. Any payment causing an overdrawn balance without or beyond an agreed limit will be paid at the Bank's discretion. You can overdraw up to your limit whenever you want, but you should not be permanently overdrawn by the whole amount.

To apply for a Barclayloan or Barclays Personal Overdraft you must be 18 or over. Subject to status. Typical example APR 15.9%, £7,000 loan repayable by 48 monthly repayments of £166.60 with a total amount payable of £9,996.00 excluding Barclayloan protection. A written quotation is available from your local branch, or from Barclayloan Direct, PO Box 323, Liverpool L69 2RE.

Please note Barclays is a responsible lender and when considering your application for borrowing, your financial circumstances will be appraised. And remember, should you run into difficulties, please contact us immediately.

Barclays Additions Bank Charges

Barclays Additions monthly fee				£5
Interest rate on first £100 of overdraft			Free
Interest rate on overdraft over £100 				1.45% per month
						(Equivalent Annual Rate 18.8%)

Please note that these costs are for personal 
customers only. Details of the charges for small 
business customers are available by calling 
0800 00 00 97

 RIGHT HAND SCREEN ICONS
* Guided Tour
* Next
* Back
* Main Menu
* Apply
* Exit

<Incentive screen>
VISION

<details to follow>

 RIGHT HAND SCREEN ICONS
* Guided Tour
* Next
* Main Menu
* Apply 
* Exit

SOUND

12/09/1997
PCSCRIP2.DOC
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