Short Term Disability Insurance

Work Allowed During the Qualifying Period

If the insured satisfied the Earnings Test during the entire qualifying period, there is no limit on the number of full-time worked days performing all of your full-time material duties during it.

In satisfying the Occupation Test, if the insured returned to full-time work during the qualifying period for a limited number of days and then again becomes disabled from the same or a related cause, a new qualifying period will not be required.