Short Term Disability Insurance

Social Security Assistance

An insured's claim for Social Security disability benefits may be denied up to the reconsideration level. It is is, we will have it reviewed by an SSA representative, at the insured's request.

If we consider him or her a good candidate, we will start this process. We will provide a list of SSA representatives. If a selection is made from this list, we will pay their fee.

Whether or not our help is used, we will reimburse teh fee charged the insured by the SSA representative. The insured must become entitled to Social Security disability benefits while eligible for benefits under our policy. Our reimbursement is limited to the fee approved by the Social Security Administration. We may reduce any overpayment calculated in our claim.

SSA representatives are persons or organizations which specialize in assisting people to obtain disabiity benefits under the United States Social Security Act. If an SSA representative is appointed, and they agree the insured is a good candidate, they will help him or her pursue the Social Security claim.