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13. XML for Non-Document Applications

Some of the most intense XML activity involves data transfer for financial and business transactions that have no connection to typical HTML applications. Thats because XML is fundamentally just a highly flexible data format that is capable of representing a wide variety of information.
For example, XML is expected to be used for transaction-oriented applications such as the generation and management of consumer financial transactions, health records, and insurance enrollments. In fact, XML will blur the distinction between document- and transaction-oriented applications while increasing information providers ability to deliver mass-customized (personalized) information on the Web.

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